Christine Benz: Hi, I'm Christine Benz. I'm here at the Morningstar Investment Conference. I'm thrilled to be joined today by Carolyn McClanahan. She is cofounder of Whealthcare Planning, and she is also an M.D. So, she is uniquely situated to discuss how people can think about the role of long-term care in their financial plans.
Carolyn, thank you so much for being here.